Loan And Finance

Smart financing. Simple decisions.

Loan guides • Compare lenders • No-judgement help

How to get approved for the loan you need — even with imperfect credit

Compare lenders, check pre-qualifications with soft credit checks, and apply with confidence. Loan And Finance helps you find the right match.

Up to $50,000

Prequalify in minutes

Safe & secure

Loan And Finance is a lending marketplace. Approval, rates and terms depend on the lender.

See potential rates without a hard inquiry that hurts your credit score.

Get curated offers from banks, credit unions and online lenders in one place.

Actionable steps to improve approval chances and reduce interest costs.

Can I check rates without hurting my credit?

Yes. Loan And Finance uses soft credit checks for prequalification. A hard inquiry only happens when you choose to apply with a lender.

How long does approval take?

Many lenders provide instant decisions; funding can be same-day to a few business days depending on verification.

Is my information secure?

We encrypt submissions in transit and only share data with vetted lending partners for the purposes of matching offers.